Don't get all upset about this. You don't have to believe anything here.

The fact is that we don't really feel rich. I have posted about this before, somewhere, among the thousands of postings in this forum.

The reason being that the wealth is all invested - in shares, properties, CPF, FDs, bonds and single premiums insurance, and the 2 cars. As a result we hold very little cash in our regular banking accounts. At most, on pay days the amount may hit $80k to 100k. On bonus months or dividend paying months (especially in May and August) the amount may cross $150k. We will then reinvest the excess leaving about $50k for emergency expense.

Someone posted about earning $1000 a day. Looking at our income, including the passive income, we averaged (combined) about $1370 per day.

As we don't feel that we are rich, our lifestyle has not changed much since the day we got married. The only indulgences we gave ourselves are to have a car each, live in a condo and have the annual holiday. That's about it.