I have yet to come across any post on the income tax that people pay, only on claims of their incomes (whether salary or passive).

I have been paying above $20k pa income tax since 2011. Last year, it rose to $26K+. As it is quite substantial (at least to me), I opted for monthly deduction of $2.2k.

It eats up quite a bit of my passive income.

So when I retire, this amount ($26K pa) will be the immediate savings.

Anyone has similar experience? How to minimise the income tax?