me age early 40s,working and living overseas with my whole family, Singapore equivalent salary S$142,000 PA (after Tax) exclude bonus 2 - 4 months
Wife - Housewife taking care of 2 kids 6 yrs old & below

3Rm HDB with Rental income S$24,000 per annum (left S$100k loan, its our only DEBT)
Primary residence - own Fully paid Oversea property generating 3.5% Rental income (company housing allowance)
Passive income S$28,000 per annum

Total expense S$60,000 per annum

Estimated Net Savings per annum S$120,000 - S$ 140,000

Got to work till 60 yrs old as my 2 kids still young......another 15 yrs to go the least till they go Uni. But currently already place S$100,000 in Fund with guaranteed principal & return for <4%. that would give me around S$155,000 in 15 yrs time. Hope its enough...

How am I doing ?