You have done quite well. Your total net worth excluding CPF SA & MA, is $1.5m. Let's say your CPF SA and MA is $400k in total. So combined net worth is $1.9m. You have $500k of cash and stocks which you can last you for many years if you need to spend them. You can quit any time. Your wife earns $10k/month. If your household expenses is $12k/month, you just need to top up $2k/month from your $500k. You can also reduce expenses by not having a maid, eat less outside and shop wisely.