Age 58, married with two kids
Working as JO with a uniformed service, wife is a healthcare professional
Both of us are degree holders
One 2-bedroom condo in Penang for retirement - $200k
One shoebox condo in Manila for investment - $40k
4 room
HDB - $450k
All fully paid.
CPF - 50k
Cash - 30k
No car
No investment or shares, only insurance for hospital costs.
Achieved with my 5k salary over the past 30 years.
Wife earning similar wage which is used to pay bills and other everyday spending.
Retirement plan: rent out both
HDB and Manila houses for approx $3k per month and live in Penang for good. With current conversation rate, RM8400 is more than enough for our retirement needs.