Can I ask whats the relation between retiring early and having spoiled kids? If you had kids at say 30 years old and retire at sat 55 your kids would be 25 years old, if they were already spoiled rotten by then how would retiring and spending time with them then change anything, in fact if they spoiled by their teens hardly much would change that unless you uprooted your family and moved to another country. By their late teens they would already be prefer to hang out with their friends rather than their retired parents.

Rich or poor its about the upbringing, seems silly to keep mentioning working people with spoiled children giving this illusion that they are related. You mean to tell me all retired people have very filial children?