Reading all the comments here I can see why people keep complaining about Sg grads don’t dare to take risk, only know how to follow orders etc. When you are young the sky is limit, who says must come from good uni then can get MAP or ask for more pay? Some of you are so defeatist and cannot think outside the box, hear ivy league only scared, hear local uni only scared, if you are good companies will hire you no matter what even if you come from sim or so call “buy” a degree. Companies only care how much money you can make for them, not what fancy degree you have. Most of the comments here are so close minded they think everyone think like civil service only care about exams. Anyone got the guts to be ambitious you all gang up and whack because you peeps cannot make it into banks yourself. No wonder TS call you guys myopic.