Originally Posted by Unregistered

Feeling like I'm in a mid life crisis here.

37 this year. Wife 34, not working with a 2 year old kid.
Earning 230k per annum. Total expenses @ 9k per month on average, with mini trips each year.
Savings of 200k in cash. CPF probably around 150k only.

I think we're saving around 80k per year.

Owns a property returning 1k net gains each month. If minus off the loan net value will be around 230k.

Are we over spending?