If you are a woman, maybe you would want to doll up n get a rich husband. The maintenance fee is a lifetime payment, better than investment. But if you are a man, don‘t be lazy don't complain, move your butt and get to work. Ask yourself, who would want to work if they have enough to spent. If you are still single, better get a job you like rather than drag yourself day after day. Life is short, don't let yourself drown in regret next time you retire.