Originally Posted by Unregistered

I earn $60k pa while wife earns $80k pa. Our four room flat, bought many years ago, is paid up and now worth $450k. Even though our earnings are not high, we are frugal and don't spend unnecessarily. We survived without a maid and buy only cheap cars to travel.

We are now already a millionaire couple as our total net worth (including our home) is now worth $1.08m. We are only 43, 42 years old. By the time we retire at 62, our total net worth will reach $2m. We will be a retired millionaire couple in 20 years time.