Originally Posted by Unregistered

middle class married couple, 44 and 45 yo. 2 children.
home is a 3 bedroom condo. condo is worth $1.3m, fully paid up
Waiting to enter mkt to buy 2nd property
we earn an annual income of $400k pa.
just bought a new car with $75k COE, took min 1 yr loan to enjoy the discount
overseas holidays once a year