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Old 20-03-2015, 02:07 PM
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In that case, your jobs are not stable. Best is to buy a hdb resale flat and pay it in full. You can easily use your $300k cash and CPF to buy a 3 room resale flat paid in full. In this way, if you both lose your jobs, you still have a roof over your head. Many people working in the finance sector just live in hdb flats as their jobs are not secure. Today you could be happily earning $400k pa, the next day you could be jobless. This is the reality.

very true about the uncertainty. only thing is miss the upside gains in pte property should it soar. but i think we can at least manage a 4rm hdb.. more future proofing?
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