Quote:
Originally Posted by Unregistered
Don't lumped yourself with the majority, because you are not one of them. Here is why.
1. You repeated this post, lock stock and barrel, without any new argument. It is a sign of mental illness or sign that it is going that direction.
2. People like you are not welcome by societies any where, not to mention any government. This is because your basic problem is jealousy. People like you want to have As in your exam result without studying hard for it. You want promotion and big bonuses in your job without pulling your weight.
3. You want your wealth to grow without making effort (and taking on the attendant risks) to grow it.
4. The vast majority of HDB dwellers are quite contented.
I strongly suggest you seek contentment through a religion, or see a psychiatrist. |
Singaporean mostly having kiasu kiasi mentality.
If one stay in GCB, then many will try to compare, kiasu mah!
If that kiasu fellow grumble a bit, then he will attract kiasi fellow to attack!
I find it interesting to copy and paste some of the comments here :-
1) Spore Govt is now trying to weaken Sing Dollar due to erosion of competitiveness. A Strong Sing Dollar is Bad For Singapore Exports. Many Singapore Company CEOs are pessimistic now.
(The Singapore government has to come in to intervene to deliberately weaken the SGD. The M'sian government is helpless to stop the weakening ringgit.)
((Try to imagine one SGB equals one USD or one Swiss Franc, then Singapore hotel rooms is only good for Singaporean keeping mistress from China))
2) Singapore might appear well off to Malaysians. "APPEARANCE ONLY"
(Many Singaporeans can easily landed properties in M'
sia if there was no restrictions. Many M'sians cannot afford even 3 room flats in Singapore)
((If they earn in SGD in Singapore, spend in Ringgit in JB, they are rich. They will appear much richer if they spend in India using Rupee. BUT...BUT if they are born in Malaysia, or India, they will be earning what the local earn, and the 'Singaporean' will be at the same shoes as the locals.... So be thankful to what the present Govt giving you right now.))
3) The reality is this. Singapore Citizens are paying for everything at "SKY HIGH" Prices. Cars must be Scrapped by 10 Years when
COE expires. Most Singaporeans cannot afford a car. Most live in pigeon holes of small
HDB flats. In Malaysia most average family have 2 cars & live in a house with on small garden. In Spore it is only a dream.
(Singaporeans are paying sky high prices for cars and homes, M'sians can only talk about it)
((
HDB flats form the major bulk of Singaporean's asset. If you minus the flats or EC, what is left will not be much for your retirement. That is the reason majority of Singaporean has to lower the quality of living when they retire. If they have only a 2 room
HDB flat, that form the bare minimum for a roof, old people will have to work until they KO, or to sell their flats and stay in old folks home using net of the proceeds. Landed properties even if it is a single storey house is beyong 90% of Singaporean, 80% of Singaporean cannot afford to own a car, 70% of Singaporean never drive a car before. Taking public transport is a norm for 85% of Singaporean, unlike in Malaysia, Australia or US. Most Singaporean can only dream to own a car, and to think and think to buy one praying very hard for
COE to drop to 30k. Living in a landed property with a small garden of your own is what an average Malaysian can afford, buying a car need to think and think and think before to decide to have one))
4) Singaporeans are Avid Shoppers. Most don't have enough savings for retirement. I think over the longer term many will have to work till 90 years old. Some might even work till 100 years old.
(Those Singaporeans who cannot afford to retire in Singapore will retire in M'
sia)
((How much do you think you need in order to survive? How much is the minimum rent for a pigeon hole? You can rent a house in self-contained township similar to that of Punggol New Town for 300 ringgit, home cook food for 300 ringgit, riding a motorcycle or bicycle for practically free, plus everything for another 400 ringgit. One thousand ringgit will be able to have a decent living. Can you survive with one thousand SGD in Singapore? That is the reason why you see so many old women still force to work as a cleaner in office or hawker centre. Some may argue if they cannot afford to retire in Singapore, they can retire in Malaysia. Problem is whether they are qualified for MM2H, or whether they have a relative in Malaysia? ))
5) Singapore FD is less than 1% with 3% inflation rate. It is detrimental for savers and pensioners. So Don't Exchange Your Ringgit For Sing Dollar.
(Bank interest rates are low in singapore. But if you keep them in ringgit in M'sian banks, you will lose much more through currency depreciation)
((The question is not whether you lose money if you place in Malaysian Banks, it is negative return if you place in Singapore bank seeing your SGD losing purchasing power each day))
6) Better invest in Under Value Stocks of KLSE.
(KLSE stocks are not undervalued, that's their true values.)
((What about when ringgit strengthen against SGD in 10 years to come? Compare JB to Singapore with Shenzhen to Hongkong, and compare RMB to HK$ ten years ago and ten years later))