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  #876 (permalink)  
Old 22-01-2015, 11:14 AM
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Originally Posted by Unregistered View Post
40, sole breadwinner, $2k pm

Cash: $3K
Hdb loan: 180k

3 kids: 2 in primary, 1 kindergarten

Likely to work beyond retirement age
Try changing a new job to have a reasonably increase in salary, ITE doesnt really matter if you prove yourself worth more than the cert.(except for management position i guess).

Dont be complacent with what you are now, if you are coming to this forum to pour out your current situation, i guess deep inside, you still want to have a better life for your kids! Make the change Bro! 三分靠天意,七分靠自己!
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