Originally Posted by Unregistered

If the property prices retreat, it is still not easy to get another property nowadays. Due to the LTV, ABSD, TDSR. Those with an existing property loan will have to come up with a lot of cash as the allowable LTV is only 50%.

For a S$1M condo that is S$500K cash.
By the time I can save S$500K cash the property bust would have passed