Like what i wrote in the post, i was fortunate to have the opportunity to buy property when prices were lower in 2003, 2009 and 2010 and selling for sizeable profits. Around 40% of our net worth is from savings and gains from stocks, and the rest from property gains. We also had quite good paying jobs which helped us build up savings. Frankly our investing ability is not much better than others but we saved hard in the early years to be able to invest when prices were low.