This is too optimistic. Why not you retire fully in JB while your husband continues to work since he is earning $100k pa, which is RM250k pa. With this amount, you can afford to send your kids to an international school in JB and they don't have to wake up so early. You can take your time to send and fetch them in a cheap JB car. Your hubby can happily go to work at 5am and come back home at 9pm. You can spend your retirement reading books, cooking and relaxing. Everyone will be happy. Good plan?
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Originally Posted by Unregistered
Depends on rental market and interest rates. Most optimistic scenario if can rent out high and interest rates stay low, possible to retire in JB, esp if kids go to Sg by bus...
Terrace : $5000 rental
Condo : $3000 rental
Pay off condo
Mortgage for terrace at current low rates:$2250
Mortgage for jb semi d :$1200
Passive income = $8000-$2250-$1200=$4550
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