Your story is inspiring. I think you are the most successful person in this forum, even better than the the guy who claims to earn $700k pa and the guy who has a net worth of $5m. Both can boast how much they make or how rich they are but the reality is they are still slaves to their bosses. You are your own boss and you decide what you want to do with your time.
My spouse and I are in our late 30s and we only earn a combined income of $140k pa. We live in a 4 room
HDB flat which is paid up. We plan to save as much as we can and top up our
CPF SA as fast as we can so that we can enjoy the 4% earlier. We also plan to do the lease buyback as well as rent out two of our rooms when we retire. We prefer to top up our
CPF SA than invest in stocks or get rich quick schemes as it is safer and gives steady growth.
Quote:
Originally Posted by Unregistered
I'm retired at 50, while I don't earn much in passive monetary income (enough for my family's needs with some savings buffer), I earn a lot from the hours I have at my disposal. I earn $1m pa from the value of total hours work per year. I used to work 14 hours a day, 6 days a week, so based on each hour I value in my life, I earn $1m pa in notional terms. I'm now a free man, no longer a corporate slave.
Life is great if you know how to value it.
To me, all the assets, properties I own is just a means towards true happiness. Stuff doesn't gives you true happiness. Our needs are not much. Just spend on what is necessary, be debt free and be free from sinful spendings. Be kind and give away as much as you can to the poor and needy. Leave to your kids just enough but not too much.
As a multi millionaire, I try my best to give back to society.
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