Glad I made your day.

I observed a lot of forumers here trying to find good invts to increase returns. I was doing the same until I realized that it is better for me to focus on my job and try to maintain or increase my income instead.

At the same time, have a thrifty lifestyle and use my savings to invest in a portfolio of unit trusts with representation from major mkts and product mix (US, Europe, Asia, Jpn, bonds etc) while at the same time minimize costs (using low cost funds e.g. Vanguard) and get market returns and not aim to be the next Warren Buffett.

Over the long term, this approach is better than searching frantically for the "best" investment and trying to avoid disasters like EcoHouse, Profitable Plots etc.

Thoughts?