Middle class Singaporean couple, 41, 42, $175k pa. Saves $35k pa.
Spends $140k pa on:
1. Condo mortgage.
2. Car loan.
3. Expensive tuition classes.
4. Food and utilities.
5. Holidays, 2x a year.
6. Parents allowance.
7. Fine dining.
8. Etc.

We lead a middle class lifestyle.