Originally Posted by Unregistered

im not very familiar with the details of the housing loan as my parents deal with it, but i bought the condo in mid 2012 and so the loan must have been obtained then.

once the condo TOPs and a monthly rental income of approx $4k (i hope) comes in, i am hoping that things will get better.

for the record, i do not have any other outstanding loans, ie car/study loan etc.