You know, I can quite agree with you. Even though the Household income theorectically is approximately at the 95% of Singapore incomes, I don't feel very well off and have to look at my accounts very carefully every month. I am also not secure that I can live well at retirement.

I can't imagine living on less and yet I see the rest of my friends, they seem to be better off for some reason. Alas, I am quite sad that this is the case, but Cie La Vie.