Originally Posted by Unregistered

Indeed, our hdb flats are our valuable assets. Our home ownership and asset enhancement policy is a big success. Without our hdb flat, it would be more difficult to retire in luxury in Malaysia. I plan to retire in Penang next year using your strategy. I will rent out my flat. I don't have to wait until 65 as I already have dividends of $30k pa. I'll be 56 next year. My kids are both independent now.