Quote:
Originally Posted by Unregistered
47, 42, grad couple
Total income, $162k pa
Total expenses, $120k pa
Total savings, $42k pa
Assets:
1. Condo worth $1m, fully paid
2. Car, fully paid
3. Cash & CPF, $500k
Debt & liabilities: Nil
Goes for holidays twice a year.
Buy expensive gifts during special occasions.
Eat at restaurants once a week.
We are considered the average Singaporean family.
Are there any grad couples doing worse than us? Please share. |
I would try to save more. I am 48, single income, earning 265k pa and my expenses is 96k pa. Holiday once a year, eat restaurant once a week. When I retire at 55, expenses of 66k pa will be sufficient.