Graduate couple, 50 & 53, combined income $210k pa. Own and live in a luxury condo in a prime district, now worth S$2m, paid up. Cash and CPF savings, S$600k in total. No other assets.

We plan to retire in Malacca when we reach 65. By then, the HSR is ready and we can travel to Singapore easily every weekend. We will sell our condo and convert alll our cash to RM. By then, after selling the condo and plus our cash savings, we should have about S$6m and after we convert we will get RM15m. We will be multi millionaires in Malaysia and will live in a big bungalow and can employ 2 maids.