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Old 29-03-2014, 05:08 PM
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I earn $150k pa and spouse $90k pa. We have a terrace in Sg and a 2 bedder condo unit about to TOP. We are buying a semi d in JB. We may choose to live there for a few years as our costs can be reduced and savings grow faster. Then we can pay off our 1.4 million mortgage hopefully in 13 years time. By then, I would be 51 years old, we can save at least S$100k a year if we stay in Malaysia with me just working in the mornings....we can then retire or semiretire in our terrace in Sg with passive income from our paid up properties. We do not have to sell and downgrade to a HDB if we do that....


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