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Old 28-03-2014, 08:21 PM
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Originally Posted by Unregistered View Post
Hi, my spouse and I are also a low middle income family. We are in our mid 40s and we earn an annual income of only $150k pa. We also live in a condo, valued by professionals at $1.2m, no more loan. We have a combined cash and CPF savings of only $1m. Plus other assets, our total net worth is only $2.5m, very low for a couple in their 40s.

Our retirement plan is to sell our condo and then buy the BTO HDB flat for the elderly, costing $100k now. Hope the price will not rise too much by the time we retire at 60.
I am single 37 year old. Live in HDB house fully paid.
Earn 85k per annum.
Consider myself to be middle to upper middle class.

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