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Old 17-03-2014, 07:51 PM
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Actually, nowadays, for a grad couple, to own a condo is no big deal. Many of them bought BTO flat very cheap, eg $200k and after 5 years MOP, they sell at $600k. Maybe after MOP they finish paying $100k, so they get $500k. Then they buy a $1m condo, loan only $500k. Easy to service the loan. By 30, their combined income should be $150k. So no problem at all.

BTO flats make many people very rich. Government give people easy money by selling these BTO cheap.

i'm 34 and earn 8k+ as a civil servant. Still living in hdb flat. Some of my colleagues live in condos while some in hdbs, but it has never been a subject of discussion among us.

In fact, i dont see this whole point of upgrading to a condo. We have good neighbours, all the amenities/facilities we need are nearby and close to school. MRT/bus stop is close too. I feel living in HDB is more comfortable compared to condo. What we need is what we get here.

Condo - chances are what you need is not what you get. And what you get is not what you need.
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