40, 38
Combined employment income = 180k pa
Savings= 200 k
CPF OA = 60 k
Debts= $1.2 mil ( Asset value may be $2.3 mil, can't be certain)
Passive Income= 84 k pa
Live in a rented flat.
2 cars, both fully paid
Not a lot, but not starving either. Just wished I could retire!