We are a couple who made a combined 230k for 2013. Age 29 and 26. Because of the industry we are in, it doesn't seem like a lot. We are in sales.
We have been cutting back on unnecessary expenses such as restaurants and luxuries. We don't own a car nor branded watches. The furthest we've travelled to for our holidays is Taiwan.
Even though we are keen on getting a place, the income ceiling for BTOs is in the way. With the property market softening, we suspect there is more downside coming and would be looking at a resale
HDB for starters.