50, retired, earning passive income of $85k pa. No monthly savings as wealth is sufficient. Net worth $2m.

Wife, 40, working, earning $120k pa. Saves $40k pa. Net worth $600k.

By 60, my net worth is expected to grow to $3m while my wife's net worth should grow to $2m. Our retirement income will come mainly from my passive income plus a bit from my wife's passive income. Our spendings during retirement should be half our retirement income.