How come like that?

Do you know where the money went to? Knowing what you spent on is the first step to controlling and managing your finance.

At 28, I saved enough to buy my first (2nd hand) Honda civic. So in a way, I was like you, zero savings but with a car to drive my parents around.

Now at 56, I am into my 9th car. This will be my last car however. 9 cars and zero savings except in CPF and HDB flat