Me, 50, $70k pa. Wife, 48, $60k pa.
Lives in a 4 room HDB flat in Jurong East. No more mortgage loan.
Our retirement plan - rent out our two spare rooms to FTs (maybe nurses at the new hospital) at $800 per month per room plus payout from CPF Life $1000 per month each plus two children's contribution $800 per month in total ($400 each). So total retirement income for me and wife is $4400. Lessons learnt - need to own your home for retirement rental income, need to have good children to contribute, need to have forced savings in CPF. Our retirement income of $52,800 pa should be sufficient as we just need money for food, utilities, health care and public transport. No need to be a millionaire to retire comfortably.