Originally Posted by Unregistered

Have those who walked the path before also been at a similar risk position at one time or another during your journey?

I calculated I have 200k buffer to meet any increase in interest rates and since we are still working and all rental excesses are saved, if rental market soften, we have no issues renting on the cheap since my breakeven rent is pretty low. I think we can be very very competitive in rental rate if that happens as we bought the properties before the period of escalating prices.

I think if the following happens we can get caught out:

Interest Rates to be above 5% from current
Rental drop by more than 50%
Property price dropping and remaining low for long sustained period of time (say > 5 years)

Otherwise should not we take this manageable risk and build our wealth?