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Old 12-08-2013, 01:58 PM
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guess i am the lowest paid in this thread. taking into my 13th and less than 1 mth PB, i would be earning 45000. i have a degree fr local uni and working in admin(education) sector but not in the management level though. i prefer a less-stressed job therefore its my own choice not to take up mgt role. but i do feel shortchanged despite the fact tat i have 12 yrs of working experience yet earning this amt only as an executive. now i am in the midlife crisis. want to change job yet feel companies will not pay me to do an executive job.

i started saving since my 1st temp job, at least 30% of my pay. never owe a car, which its a hardest decision yet mos right for me. coz i can use this $1.5k-$2k to buy shares to get yearly dividends. holidays wise, i travel within burget to neighbourhood countries wen i was single. i seldom travel anyway until i have a family.
Earning $45k pa is not bad, looking at the bright side, you can get many grants when buying BTO flat. you can qualify for rebates and your kids can get financial aid. on a net basis, a person earning $70k pa may be in the same financial situation as you as he may not qualify for all the financial perks. being low income has got its priveleges.
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