I have
2 x Credit cards
IC / Driving Licence
I seldom drive as I have a driver unless it's the sports car
No Cashcard / No EZ link card
why would I take MRT and the card in the ERP reader usually has $400 in it
No Loyalty /Club/
No Discount cards. I've gotten to the point where I don't look for anything cheap as I can afford most things at full price
Private Banking Card x 3
it works for ATMs as well
Coins
Dollar notes