Hi everyone,
I wonder if any of you have bought their first properties, or considering to buy one in the near future, have you thought about how are you going to finance your property? I'm thinking of getting my first one in the next few years.
I've been reading up and it seems that Singaporeans tend to prefer
HDB loans over loans from financial institutions even though the cost of getting a loan from financial institutions is so much lesser in this low interest rate environment.
May I know why? It will be good if you guys have real life experience to share!