Age: Early 30s + late 30s
Income: 110K + 60K
Dividend income: close to 0. Terrible, terrible with shares
Properties:
1 condo home, remaining debt 425K, mkt value 1M
1 investment property, remaining debt 462K, mkt value 600K. Rented at 6% yield
Cash + shares: 40K. Low cash due to relatively recent purchase of investment property
CPF not counted.
Expenses:110K per annum due to parental maintenance, shopping, holidays, eating out.
No car
Small fries. Looking at this, our expenditure is too high considering we have no car! Love shopping, eating and holidays too much.