Originally Posted by Unregistered

This may not be much of a consolation, but the median monthly income in 2011 is around $3k, according to the MOM report on wages in 2012 (the 2013 report is not out yet). So at least half the people in Singapore are earning less than you. The posters in this forum are not representative of what most people earn. Unfortunately, I don't have any specific advice to dispense. Maybe upgrade to a 5-room flat if you can afford to, and rent out a room for pocket money and to accummulate more savings.