SAVER is simply a portion of an officer's monthly salary deposited into a special account, further topped up by the government by another percentage point. It functions on the same principles as CPF, so that the officer can withdraw at the end of his tenure at retirement, on top of his regular CPF. So basically, the amount of SAVER of an officer is entirely dependent on how much his monthly salary was during his service.

Which means the ST report that states a LTC can expect $700k in his SAVER is a flawed estimation and flawed reporting. Since two LTCs can draw a pay difference of over 100%.