I've bought and sold properties for quite some time, more than 5 years for sure. The property market is not going to crash, all this talk is generated by those who missed the boat. The market will be stable and steady over the next two years and will continue to rise steadily, it will not rise as much as the last 5 years, more like 2-3% per year. My initial capital were from my savings and big bonuses. While people around me spend their bonuses buying new big conti cars and on expensive holidays and parties, I invested my money. The sacrifice pays off nicely.