Treasures is actually not bad, they did not lose so much for me. Only got caught in Aussie.
The worse I heard from my friends is an Australian bank CBA that morphed in something called Schroders (British) now.
They have got not even a basic equity linked product or fixed income to buy.
They kept trying to sell and charge 4% of their so called in house portfolio which they say is down 10-15%. Kept saying that that they performed better than others!
I find the service at Julius Baer not bad.
I am just a USD3mln guy, small.