Big 4 auditors have to get married and apply
HDB flat by the 3rd year of their career because the salary exceeds $4k in the 4th year.
Problem is...no time to go pak-tor (dating).
I was clocking from 830am to average 10pm every weekday night. There was a period where even pretty girls did not interest me at all.
Work-life balance is important, earning more but spending foolishly does not help. With little spare time, people may try to take taxi to save time (ie they used time to earn money but end up using money to buy time...backto square one)