Maybe thats what most people feel. But if i don't pick up myself now then it will be hard to plan for family nxt time as well as retirement and the other hidden costs that life brings along.

i assume i will retire at 62 like most people. have wasted 2 years of my life in NS. so only 38 golden years to earn and learn in this world.

To SIM people. don't lose hope. you are no less than local grads if you work hard and take opportunities in life! cheers and all the best to everyone!