The decision to retire is personal. No right or wrong. No one has the right to make judgments. I retired 10 years ago at the age of 43. I was able to retire early because I have worked hard all my life from school all the way to a good career. I realised then that I don’t need to work anymore in the corporate world as I had enough. I don’t need to work more just to buy a bungalow. Why should I? I’m now still living in a luxury condo. I don’t need a bungalow. The last 10 years have been the happiest years of my life.