Originally Posted by Unregistered

See judgmental responses like these are basically useless without providing any suggestions on what to search for.

As someone saving up for a 4-5m home but with only ~0.5m of savings but high annual income, it's hard to picture what kind of financial situation should one be in before taking the plunge. This is a perfectly legitimate question by any stretch. And no, I have not yet met with a financial planner.