Originally Posted by Unregistered

alot depends on:
land size, years of lease left and location of the bungalow
income - expenditure, job stability, years left till planned retirement
current home asset

my very generalized view is if it's a 3-5 mil bungalow, have minimally 2-3mil of available cash to be on the safe side for an early 40s couple.

the rest pay by installment from your day job or business income over the years.

purchasing a property should be worked out very detailedly on your own as everyone's situation is different.