Forums - View Single Post - CPF SA Shielding (do this just before you turn 55)
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Old 10-01-2022, 10:27 AM
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Originally Posted by View Post
Suppose you have:
OA 151k
SA 151k

Without shielding, after you turn 55, you will have:
OA 121k <-- 2.5%
SA 0k
RA 181k

With shielding (after T-Bills mature):
OA 10k
SA 111k <-- 4%
RA 40k+141k

The difference is that you will have 111k earning 1.5% more.
Can't you just transfer from OA to SA after you turn 55?
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