Quote:
Originally Posted by jwow2828
I've recently come into a sum of 1 mil SGD.
Seeking help from any gurus here on ideas on how to invest it.
I'm aiming for capital protection and recurrent income.
Thanks for any advice in advance.
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Depends on what kind of returns u want and how much risk u can take and time frame.
1) Min risk - Put in SG govt bonds 10 year. I think yield 2+%.
2) MIn risk but may need money - Short term SG bonds expiring in next 1-3 years. Yield will be about 1+%. Please choose investment grade - A rating.
3) Med risk, min 5 years horizon - Investment grade bonds with leverage or property like previous posters suggested. Can prob get 3-4%. For Bonds, leverage it at 50%.
Get a private bank. Tell them you got more where it came from and want to start with 1M SGD first. Reason is for low bond commissions.
4) HIgh risk, min 5year horizon. Hold in cash, wait for a major correction and load up on blue chips to $700-800K. Keep 200K in ccase you are wrong and market crash some more. Buy again.
Good luck! My 2 cents and it is what i would do. Please do you rown research!