Hi, yeah my apologies, it's more accurate to say 20% to both tax and CPF. I've also voluntarily top-up both my husband's and my own CPF account the last 2 years (Treat it like savings. Don't see, don't think.)

Being the sole breadwinner is stressful! I'm sure men feel that way also. But as a female, not only am I stressed that I'm the only one supporting the family financially, but also mom-guilt for not being able to spend as much time with our kid.

TBH, I get anxiety and mild bouts of depression some days. To top it off, I feel guilty for being sulky, because I know I'm in a relatively fortunate position than many.

Did you ask this because you're also a sole breadwinner?